Income supports for workers during the COVID-19 pandemic

What is your situation?

I am an employee with COVID-19 and/or in isolation:

• Your employer may have a short-term disability or sick leave program that you need to
apply for before applying for EI Sickness Benefits. Check your collective agreement or
contact your CUPE local.

• If you have worked more than 600 hours in the past year or since your last EI claim, you
qualify for EI sickness benefits. For more information on EI Sickness Benefits, check out
the section on EI below.

• If you have not worked more than 600 hours in the past year or since your last EI claim,
the federal government is providing an Emergency Care Benefit, which will provide
benefits comparable to EI for up to 15 weeks. More details will be forthcoming from the
Federal government.

• Your job will be protected during this leave of absence by federal and provincial
legislation.

I am an employee caring for a family member who is sick with COVID-19:

• You may have “ill dependent leave” or other provisions of your collective agreement
which provide paid leave. Check your collective agreement or contact your CUPE local.
If you have worked more than 600 hours in the past year or since your last EI claim, and
your loved one is critically ill, you qualify for EI Caregiver Benefits. For more information
on EI Caregiver Benefits, check out the section on EI below.

• If you do not qualify for EI, the federal government is providing an Emergency Care
Benefit, which will provide benefits comparable to EI for up to 15 weeks. More details will
be forthcoming from the federal government.

• Your job will be protected during this leave of absence by federal and provincial
legislation.

I am an employee who needs to stay home from work in order to provide care for my children
due to school closures:

• The federal government is providing an Emergency Care Benefit, which will provide
benefits of up to $450 a week for a period of 15 weeks.

• The federal government will also be increasing the Canada Child Benefit in the next few
months with a top-up of up to $300 per child. More details will be forthcoming from the
federal government.

I am an employee whose employer has closed and/or limited service or production (permanently
or temporarily):

• Check your collective agreement to see how much notice or compensation your
employer is required to give you. In large scale layoffs, sometimes the notice provision is
greater than for an individual employee. If you are unsure, check with your CUPE local.

• You may qualify for EI Regular Benefits if you have accumulated enough qualifying
hours. For the number of qualifying hours, see the chart below (under Regular Benefits).

• If the shutdown is temporary and your employer can provide an estimated return-to-work
date, you may be eligible for a top-up to EI from your employer. Check your collective
agreement to see if your employer provides supplemental unemployment benefits
(SUB). For assistance in interpreting your collective agreement, contact your CUPE
local.

• If you do not qualify for EI, the federal government is providing an Emergency Support
Benefit through the Canada Revenue Agency. More details will be forthcoming from the
federal government.

I am a permanent employee whose employer has reduced production/hours due to the
economic situation or public health concerns:

• A reduction in hours is still considered a layoff so check your collective agreement to see
how much notice or compensation your employer is required to give you. For assistance
in interpreting your collective agreement, contact your CUPE local.

• If your employer believes the slowdown will continue for a period exceeding six weeks,
your employer can apply for a Work-Sharing arrangement (if they are an eligible
employer). Once your employer has submitted the required paperwork and been
approved, employees on Work-Sharing can work part-time while receiving EI benefits
part-time.

• If your employer is a small business (including not-for-profits and charities), your
employer can qualify for a wage subsidy of up to 10 per cent of payroll for a period of
three months in order to keep employees on the payroll. More details will be forthcoming
from the federal government.

I am a temporary employee whose employer has reduced production/hours due to the economic
situation or public health concerns:

• You may have rights under your collective agreement. Contact your CUPE local.

• If you are a term or a contract employee who has maintained similar working hours to
permanent part-time or full-time employees, you may be eligible for a Work-Sharing
arrangement (if your employer is eligible). Once your employer has submitted the
required paperwork and been approved, employees on Work-Sharing can work part-time
while receiving EI benefits part-time. If you are a seasonal employee or you are a
temporary employee or student who does not work typical hours, you are not eligible.

• If your employer is a small business (including not-for-profits and charities), your
employer can qualify for a wage subsidy of up to 10 per cent of payroll for a period of
three months in order to keep employees on the payroll. More details will be forthcoming from the federal government.

Other income supports available to all Canadians

• You may be eligible for increases to the Canada Child Benefit and to the GST/HST
credit. More details will be forthcoming on both, however we do know that the increase
to the GST/HST credit will be to a maximum of $300 per adult and $150 per child per
month and the top-up to the Child Benefit will be to a maximum of $300 per child per
month.

• The federal government is providing a six-month, interest-free moratorium on all Canada
Student Loan repayments.

• Mortgage loan holders have been given permission to offer deferrals on mortgage
payments.

• At this point no announcement has been made for any relief to people who rent their accommodation.
Employment Insurance benefits:

EI Sickness Benefits

• If you cannot work because of a medical condition or because you are in quarantine, and
you have worked at least 600 hours in the last year or since your last EI claim, you are
eligible for up to 15 weeks of EI sickness benefits. (Note that employer-provided sick
leave should be used first.)

• These benefits cover 55 per cent of your earnings to a maximum of $573 a week. Your
collective agreement may also stipulate that your employer provides a top-up for some
or all your period of sick leave.

• Normally, EI benefits have a one week waiting period between the time you stop working
and when you can access benefits. For Canadians who are in quarantine, the one week
waiting period has been waived, allowing you to access benefits immediately.

• The federal government has also established a new, dedicated toll-free number for
enquiries regarding the EI Sickness Benefits waiting period:
o Telephone: 1-833-381-2725 (toll-free, English and French)
o Teletypewriter (TTY): 1-800-529-3742

• Applications from Canadians under quarantine will receive priority processing.

• As well, medical certificates are normally required from a qualified medical professional
in order to apply for EI Sickness Benefits. However, in cases where patients are required
to go into quarantine by law, by a public health official, or by their employer if instructed
by public health officials, the requirement to have a medical certificate is being waived.

For patients put into quarantine as a precaution who test positive at a later time, a
signed medical certificate will be required beyond the initial period of quarantine.

• People who cannot apply for benefits immediately because of their period of quarantine
will be able to apply later and have their claim backdated to the start of their quarantine
period.

• To apply, visit: https://www.canada.ca/en/services/benefits/ei/ei-sickness.html

EI Caregiver and Compassionate Care Benefits

• If you cannot work because you are providing care for a critically ill family member and
you have worked at least 600 hours in the last year or since your last EI claim, you are
eligible for EI Caregiver Benefits for up to 15 weeks for a sick adult or 35 weeks for a
sick child.

• Employment Insurance will pay Compassionate Care Benefits for up to 26 weeks to a
person who is providing care or support to family members who needs end-of-life care
(meaning they are at significant risk of death within six months).

• These benefits cover up to 55 per cent of your earnings to a maximum of $573 a week.
Your collective agreement may also stipulate that your employer provides a top-up for
some or all of your period of caregiving leave.

• A medical certificate is required from a qualified medical professional.

• To apply, visit: https://www.canada.ca/en/services/benefits/ei/caregiving/apply.html.
EI Regular Benefits

• The number of hours you need to have worked in the past year or since your last EI
claim in order to be eligible varies according to the local rate of unemployment in your
region.

• To find your economic region, search by postal code at this link:
https://srv129.services.gc.ca/ei_regions/eng/postalcode_search.aspx.

• Once you have identified your economic region and its rate of unemployment, you can
determine the number of hours required using the chart below:

Regional rate of unemployment Hours Required
6% and under ~ 700
6.1% to 7% ~ 665
7.1% to 8% ~ 630
8.1% to 9% ~ 595
9.1% to 10% ~ 560
10.1% to 11% ~ 525
11.1% to 12% ~ 490
12.1% to 13% ~ 455
More than 13% ~ 420

• These benefits cover up to 55% of your earnings to a maximum of $573 a week.

• The number of weeks of benefits you will receive depends on both your local rate of
unemployment and the number of hours that you worked in the preceding year or since
your last EI claim.

• To apply, visit: https://www.canada.ca/en/services/benefits/ei/ei-regular-
benefit/apply.html

EI Work-Sharing

• In cases where an employer has lowered the level of service or production and is willing
to spread the available work among employees in order to avoid layoffs, the federal
government offers Work-Sharing arrangements.

• In order to be eligible, employers must have been in business in Canada year-round for
at least two years and be a private business, a publicly held company, or a not-for-profit
organization.

• In order to qualify for Work-Sharing, an employer must be facing a reduction of at least
10% in normal business activity (not just revenue); the reduction must be due to
circumstances beyond the employer’s control; and the employer must be committed to
returning to normal levels of business. Employees must be permanent employees or
temporary employees working the same hours as permanent employees, must be
eligible for EI, and must agree to work reduced hours in order to equally share work
among all employees.

• Your union will be the dedicated voice for workers in your unit throughout the duration of
Work-Sharing.

• Over the course of the agreement, the reduction in work must be on average between
10 per cent and 60 per cent. Actual hours can vary per week if the average is maintained
over the course of the agreement.

• Work-Sharing Agreements have a minimum duration of six weeks. Due to the situation
with COVID-19, the federal government has extended the maximum duration to 76
weeks.

• While normally, there must be a waiting period in between Work-Sharing Agreements,
the federal government has temporarily waived this requirement.

• During the period of Work-Sharing, the employer must maintain all benefits. However,
benefits may be reduced if they are normally calculated on an hourly basis.

• Your employer must submit paperwork to the federal government 30 days in advance of
the anticipated start date.

• Once this paperwork has been approved, each worker will need to apply for EI benefits
individually. Individual eligibility requirements (regarding work hours) still apply.

• There is no waiting period for Work-Sharing Benefits.